Most finance blogs waste your time. They explain what a 401(k) is for the thousandth time, hedge every sentence, and end on a vague note about “taking control of your future.” We’d rather give you the number, the rule, the trade-off, and move on.
DualFinances covers personal finance, investing, taxes, credit, and retirement for readers in the U.S., U.K., and Canada. We write for people who already know what compound interest is and want to figure out whether a Roth conversion makes sense this year, whether their HSA is actually the best retirement account they’re not using, or why the target-date fund in their 401(k) is charging 0.60% when a three-fund portfolio could do the same job for 0.05%.
We pick sides when we have a reason to. Whole life insurance is oversold. Most robo-advisors charge too much for what they do. Paying off a 3% mortgage early while skipping your employer match is a bad trade. You won’t get neutral-on-everything filler here — that’s the kind of writing that costs readers money.
Every article names real accounts, real products, and real numbers, and tags the jurisdiction when tax rules are involved. When a figure changes year to year — contribution limits, brackets, Social Security COLA — we say which year we’re talking about. If we’re not sure, we leave the number out rather than make one up.
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Latest posts:
- CoreWeave Q3 2026 Earnings: Revenue Surges 168%, but Debt and Cash Flow Test CRWV
CoreWeave (NASDAQ: CRWV) reported $3.661 billion of third-quarter 2026 revenue on November 10, up 168% from a year earlier and ahead of Wall Street expectations. Yet the AI cloud provider also posted a $709 million GAAP net loss, absorbed $846 million in net interest expense and is planning $37 billion to $39 billion of capital expenditures for the full year. The earnings release confirms strong demand for GPU computing, but the stock’s longer-term direction depends on whether CoreWeave can convert …Continue reading “CoreWeave Q3 2026 Earnings: Revenue Surges 168%, but Debt and Cash Flow Test CRWV”
- Anthropic’s $100 Billion IPO Puts a $901 Billion Compute Bet Under Scrutiny
Anthropic began marketing an initial public offering on November 10, 2026, proposing to sell 825 million shares at $70 to $78 apiece. At the top of that range, the public offering would total $64.35 billion before any underwriters’ option. A separate $26 billion placement with seven technology suppliers could bring the initial transaction to about $90.35 billion, and the full over-allotment option could push gross sales above $100 billion. But the bigger issue for Wall Street is not the IPO’s …Continue reading “Anthropic’s $100 Billion IPO Puts a $901 Billion Compute Bet Under Scrutiny”
- SoftBank CDS Hits a Four-Year High as a $7 Billion Loss Tests Its OpenAI Strategy
SoftBank Group’s five-year credit default swap (CDS) spread reached 466 basis points on November 6, 2026, its widest level since October 2022. Four days later, the Japanese technology investment conglomerate reported a July–September net loss of roughly ¥1.1 trillion ($7 billion), while quarterly financing costs more than doubled to about ¥462 billion. The juxtaposition turns a sharp selloff in a high-profile AI investor into a more consequential question: how much balance-sheet flexibility can SoftBank retain while financing its $64.6 billion …Continue reading “SoftBank CDS Hits a Four-Year High as a $7 Billion Loss Tests Its OpenAI Strategy”
- 10-Year Treasury Auction Clears at 5.020% as Inflation Tests Demand
The U.S. Treasury’s $42 billion 10-year note auction on November 10, 2026 cleared at a reported 5.020% high yield, according to live auction data published by Helious. The same service reported a 2.46 bid-to-cover ratio and 61.2% of competitive awards to indirect bidders, a weaker demand profile than October’s 10-year reopening. The auction arrived hours after a hotter-than-expected inflation report drove the benchmark 10-year market yield back above 5%. The distinction between an auction result and a continuously traded market …Continue reading “10-Year Treasury Auction Clears at 5.020% as Inflation Tests Demand”
- US Inflation Surprise Sends 2-Year Treasury Yield Soaring
U.S. inflation surprised to the upside in October 2026, sending the two-year Treasury yield sharply higher on Tuesday, November 10, and raising the stakes for the Federal Reserve’s December meeting. The Bureau of Labor Statistics reported a 0.4% monthly increase in headline consumer prices, above the 0.3% consensus, while core inflation rose 0.3% instead of the expected 0.2%. In a November 10 intraday TradingView snapshot, the two-year yield stood at 4.746%, up 18 basis points on the day. This is …Continue reading “US Inflation Surprise Sends 2-Year Treasury Yield Soaring”
- Infineon’s €20 Billion Revenue Goal Faces an AI Cash Flow Test
Infineon Technologies expects fiscal 2027 revenue to reach approximately €20 billion, up more than 20% from the €16.353 billion recorded in fiscal 2026, as demand for data center power supplies accelerates. The German semiconductor company said on November 10 that revenue from those supplies could approach €4 billion in the year ending September 2027. Yet the stock’s reaction and the gap between cash flow guidance and analyst expectations show why stronger AI demand alone does not settle the investment case. …Continue reading “Infineon’s €20 Billion Revenue Goal Faces an AI Cash Flow Test”
- Claude Takes Aim at Microsoft 365 With New AI Office Tools
Anthropic launched Claude Whiteboards and Claude Sheets in beta on November 10, 2026, and made Claude Data generally available, moving its AI assistant deeper into workplace software traditionally dominated by Microsoft and Google. The products bring shared planning boards, AI-built spreadsheets, and connected business dashboards into Claude. For investors, the immediate question is not whether these first versions can replace Excel. It is whether AI-native applications can become the starting point for everyday corporate work and capture more enterprise software …Continue reading “Claude Takes Aim at Microsoft 365 With New AI Office Tools”
- Nvidia’s $7.5 Billion China Chip Allegations Put NVDA’s Controls Under Scrutiny
Nvidia shares were down 6.06% at $167.85 in Tuesday afternoon trading on November 10, 2026, as fresh reporting raised questions about how advanced artificial-intelligence chips reached Chinese customers through intermediaries. At approximately 1:16 p.m. Eastern, the company’s stock was falling much faster than the iShares Semiconductor ETF, down 1.51%, and the Nasdaq-100-tracking Invesco QQQ Trust, down 1.42%. AMD shares were up 0.18% at the same snapshot. These are intraday TradingView quotations, not official closing prices. The immediate catalyst was an …Continue reading “Nvidia’s $7.5 Billion China Chip Allegations Put NVDA’s Controls Under Scrutiny”
- Anthropic IPO: Claude Maker Targets November 19–20 Nasdaq Debut Despite AI Selloff
Anthropic is pressing ahead with its highly anticipated initial public offering, targeting a Nasdaq trading debut on November 19 or 20, 2026, according to The Wall Street Journal. The decision comes despite a sharp selloff in artificial intelligence stocks and growing investor concerns about the valuations of leading AI companies. The developer of Claude has scheduled meetings with major institutional investors this week, with preparations moving toward a potential listing as early as next Thursday. The offering could become one … - Rocket Lab’s $3.6 Billion Backlog: Can RKLB Deliver?
Rocket Lab reported $267.8 million in third-quarter 2026 revenue, up 72.7% year over year, and a record $3.57 billion order backlog, a 52% increase from the preceding quarter. The November 9 results offered investors a striking combination: accelerating demand for launches and satellites, positive quarterly operating cash flow, and a larger pipeline of contracted work. They also revealed the central investment challenge. Rocket Lab still lost $79.7 million under GAAP during the quarter, while its next-generation Neutron rocket is not …Continue reading “Rocket Lab’s $3.6 Billion Backlog: Can RKLB Deliver?”
- AST SpaceMobile Earnings: Can ASTS Turn Satellites Into Revenue?
AST SpaceMobile (NASDAQ: ASTS) reported $42.3 million in third-quarter 2026 revenue on November 9, up 34.3% from the previous quarter and 187.1% from a year earlier. But sales fell short of the $44.4 million Zacks estimate, while the company posted a GAAP loss of $0.44 per Class A share. The central question for investors is whether AST SpaceMobile can move beyond equipment deliveries and government milestones to a repeatable business selling cellular connectivity from orbit. The company has the technology, …Continue reading “AST SpaceMobile Earnings: Can ASTS Turn Satellites Into Revenue?”
- Hims & Hers Earnings: Is HIMS Growth Coming at a Cost?
Hims & Hers Health grew third-quarter 2026 revenue 49% to $890.4 million, yet the online-care company reported a $33.0 million GAAP net loss, a sharp fall in cash generation and a 17-percentage-point drop in gross margin. The disconnect matters more than the headline growth rate: the business is selling much more, but keeping less of each revenue dollar before overhead. The results were released on November 9 for the quarter ended September 30, according to the company’s earnings statement. HIMS …Continue reading “Hims & Hers Earnings: Is HIMS Growth Coming at a Cost?”
- Zeta Global Earnings: Can AI Growth Justify ZETA’s Valuation?
Zeta Global (NYSE: ZETA) reported $492.7 million in third-quarter 2026 revenue, up 46% year over year, and raised its full-year revenue outlook to $1.855 billion. Adjusted earnings of $0.38 per share exceeded the $0.28 Zacks consensus estimate, while quarterly free cash flow climbed 73% to $81.5 million. The company also achieved $38.3 million in GAAP net income, marking another step toward sustainable profitability. See Zeta’s November 9 earnings release and the pre-earnings consensus. Yet the initial stock-market reaction was negative. …Continue reading “Zeta Global Earnings: Can AI Growth Justify ZETA’s Valuation?”
- RKLB vs. ASTS vs. ACHR: Which Frontier Stock Has the Strongest Business Model?
Rocket Lab has the strongest operating business of the three frontier aerospace stocks today. Its third-quarter 2026 revenue reached $267.8 million, compared with $42.3 million at AST SpaceMobile and just $5.1 million at Archer Aviation. All three companies reported for the quarter ended September 30, making the revenue comparison unusually clean. Their investment cases, however, depend on very different paths from technology to sustainable cash generation. The harder test is funding. For the first nine months of 2026, operating cash …Continue reading “RKLB vs. ASTS vs. ACHR: Which Frontier Stock Has the Strongest Business Model?”
- The Trade Desk Earnings: Can TTD Stock Stage a Comeback?
The Trade Desk (NASDAQ: TTD) reported $735.97 million in third-quarter 2026 revenue on November 9, beating the $651.44 million analyst consensus cited by Benzinga Pro by about $84.5 million. Adjusted earnings of $0.33 per share also topped the $0.25 estimate. Yet revenue still declined 0.5% from a year earlier, and the company’s adjusted EBITDA margin contracted to 36% from 43%. That gap between a surprise earnings beat and weak annual growth defines the TTD stock comeback debate. The market reaction …Continue reading “The Trade Desk Earnings: Can TTD Stock Stage a Comeback?”